Allianz4All Untuk Semua is a new series of products that provide financial protections for all Malaysians based on Universal Values that are in line with Islamic Financial Principles. All premiums will be kept in Islamic bank accounts to be invested into responsibly and sustainably managed portfolios that better our communities and the world around us. For Bahasa Malaysia, click here.

Universal Values of Allianz4All Untuk Semua

Allianz4All Untuk Semua is a business transformation journey to embrace Universal Values such as enhanced transparency, greater social responsibility and charitable participation. Through this journey, our goal is to integrate these values into our products.

Enhanced
Transparency

We will disclose the specific % of your premiums allocated to a Claims Allocation Fund (CAF), which is a pooling of monies to meet claim commitments.

Greater Social Inclusion

We aim to strengthen our social inclusion commitment by providing financial protection assurance that caters to everyone, regardless of their backgrounds.

Charitable
Participation

You will also be part of giving back to society by selecting worthy causes to be the beneficiary of the surplus from the CAF.

Charitable categories that you can select

We pledge to help our communities and we would love to have you to join in together. Any approved surplus in the CAF funds, will be distributed towards charitable causes chosen by the policyholder at the time of application.

Here are some of the charitable causes you can choose from:

Education

Improving access to education.

People with disabilities

Enhancing social inclusion and socioeconomic opportunities.

Relief

Support relief activities related to public health, natural disasters, or emergencies.

Note: CAF surplus refers to any excess funds available in the CAF after deducting paid and outstanding claims, and statutory reserves over a defined period. The treatment of any resulting surplus from the CAF will vary according to product.