Terms of Use

The content is available for information only. The posting of content and access to the Allianz Website do not render, either explicitly or implicitly, any provision of services or products by us. Information concerning general or life insurance or services is only available through the respective affiliate company that carries on such business.

No information on the Allianz Website is or should be interpreted as an offer or a solicitation for an offer, as investment, legal, tax or other advice. Where such is needed, an independent professional should be consulted.

All content on the Allianz Website is published as of its date only. We assume no responsibility to update or amend. 

All content of the Allianz Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by Allianz and / or the respective Allianz Group of Companies. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Allianz and/or the respective Allianz Group of Companies.

The marks appearing on the Allianz Website are the property of Allianz and / or the respective Allianz Group of Companies.

All content on the Allianz Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided on an "as is" basis without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components. 

We do not warrant the adequacy, accuracy, reliability or completeness of any information on the Allianz Website and expressly disclaim any liability for errors or omissions therein. 

We do not warrant that the functions of the Allianz Website will be uninterrupted and/or error-free, that defects will be corrected or that the Allianz Website or the server that makes it available are free from computer viruses or other harmful components.

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the Allianz Website or reliance on its content, or use of its material, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Allianz Website, regardless of our knowledge thereof.

Certain hyperlinks or referenced websites on the Allianz Website may for your convenience forward you to third parties’ websites, which generally are recognized by their top level domain name. Their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites. We further do not warrant that the hyperlinks or referenced websites are free from viruses and expressly disclaim any liability for any and all of their content and damages resulting from its use.

Allianz is not in any way responsible for the content of any site owned by a third party that may be linked to its internet sites by hyperlink, whether such hyperlink is provided by Allianz or by a third party.

Users and sites may include a link to Allianz internet site only by pointing to its homepage (www.allianz.com.my) and only if any discussion of Allianz is truthful and not misleading. Allianz makes no representations whatsoever about any other internet site which you may access through this website. When you access a non-Allianz internet site, please understand that it is independent, and that Allianz has no control over the content on that internet site. In addition, a link to a non-Allianz internet site does not imply that Allianz endorses or otherwise accepts any responsibility for the content, or the use, of the linked internet site.

By accessing the Allianz Website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the Allianz Website.

The Allianz Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Allianz Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Allianz Website.

We reserve the right to replace, change, modify, add to, or remove portions of these terms of use at any time.

Any action arising out of these terms or Allianz Website shall be litigated in, and only in, courts located in Malaysia, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any of these terms is held unenforceable, the validity or enforceability of the remaining terms will not be affected.

Allianz does not wish to receive confidential or proprietary information through the Allianz Website. Please note that any information or material sent to Allianz will be considered not confidential. By sending Allianz any information or material, you grant to Allianz an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. You also agree that Allianz is free to use any ideas, concepts, know-how or techniques that you send Allianz for any purpose.

There are no implied or express warranties on the materials in this site. Allianz does not warrant or represent that the materials in this site are correct, accurate, or reliable. You assume the entire cost of all necessary servicing, repairs, or correction of any device damaged due to your accessing the internet materials contained in the Allianz Website. This disclaimer applies even if Allianz or its agent has been advised of the possibility of such damages.

While Allianz uses reasonable efforts to obtain information from sources which it believes to be reliable, Allianz makes no representation that the information or opinions contained on the Allianz Website is accurate, reliable or complete. The information and opinions contained in the Allianz Website are provided by Allianz for personal use/reference and information only and are subject to change without notice. Nothing contained on the Allianz Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific independent professional advice before making any investment decision.