1. What is travel insurance?
Travel insurance is designed to protect you financially from unexpected events and expenses that may occur before or during a trip. It typically includes coverage, such as death and permanent disablement due to accidents, trip cancellation, baggage loss or delay, emergency evacuation, and many more, offering peace of mind and allowing you to fully enjoy your trip.
2. Why is travel insurance important?
Travel insurance is crucial for several reasons, as it provides a safety net against a variety of unexpected events and expenses and provides emergency assistance round-the-clock, ensuring that you are prepared for unforeseen circumstances that could otherwise lead to significant financial challenges. This insurance can reimburse you for non-refundable trip cost if you have to cancel or interrupt you trip due to covered reasons, such as illness, injury or unforeseen events like natural disaster.
3. Are there any age restrictions for purchasing travel insurance?
4. What are the activities that are not covered by travel insurance?
Travel insurance policies typically have several common exclusions, including pre-existing medical conditions like chronic illnesses or ongoing treatments. High-risk activities, exceeding the typical scope of leisure travel, are also excluded. Coverage is usually not provided for natural disasters, pandemics, acts of war or terrorism, incidents involving intoxication or substance abuse, and unlawful activities during the trip. It's advisable to consult our insurance agent to understand the policy details and ensure it meets your needs.
5. Can I customise my travel insurance coverage with Allianz Malaysia?
You can tailor your travel insurance coverage with Allianz Malaysia to suit your needs. The insurance offers coverage for annual, one-way and two-way trips. Additional Sports (Optional Rider) encompass certain water sports and winter sports activities, mountaineering up to 4,500 meters and high-altitude mountaineering up to 5,500 meters. With Allianz Travel Easy insurance available for online purchase, the emphasis is on customer-centric digital solutions for convenience. For specific customisation options, it's best to contact our authorised agent directly.
6. What is the cheapest Travel Insurance Package at Allianz Malaysia
The most budget-friendly Travel Insurance Package at Allianz Malaysia is the Allianz Travel Easy. For an Adult aged 18 years to seventy (70) years on a 1 to 5 days domestic trip, it cost only RM19. You can save more by opting for an annual plan.
Please note that prices may vary from one plan to another. Choosing the lowest-priced package may not always provide the best coverage for your specific needs. Consider what coverage you need for your trip and choose a package that best fits those needs.
7. Can I extend my travel insurance coverage while abroad?
With Allianz Travel Insurance, you cannot extend your policy duration. Once your trip has commenced you cannot change your coverage period.
8. How to make a claim while travelling?
It is important to review your specific policy for detailed instructions, as the process may vary depending on your insurance provider and plan. Here are the basic steps to make a claim on your travel insurance policy:
● Contact Insurance Provider: Reach out to your insurance provider immediately to inform them of the incident and initiate the claim process.
● Document Everything: Gather receipts, reports, invoices, and any other documents related to the incident that your insurer may require as proof.
● Review Policy Coverage: Ensure that the incident is covered under your policy’s terms.
● Submit Claim Form: Fill out the necessary claim form provided by your insurance company, attaching all required documentation.
9. How can I purchase travel insurance with Allianz Malaysia?
To purchase travel insurance with Allianz Malaysia, you can follow these steps:
Visit the Allianz Malaysia website: Find more information about Allianz Travel Insurance on this page.
Purchase online: Allianz Travel Easy insurance can be purchased online, anytime, anywhere, making your travel planning process seamless and hassle-free.
Speak to an authorised Allianz agent: Our professional and friendly agents will be more than happy to help clarify any questions that you might have regarding Allianz travel insurance and how you can protect yourself and your travels