• Embarking on the journey to achieving your dream retirement lifestyle is an exhilarating experience. It's a time when you can envision endless possibilities and embrace exciting new adventures. To guide you on this path and keep you motivated, a vision board is a great starting point. It serves as a visual reminder of your golden years’ goals, helping you stay focused and determined to achieve them. And now, with the assistance of our Allianz Future Planner, you can turn those dreams into reality.
  
  
• Our Future Planner is designed to evaluate your present circumstances, identify your golden years lifestyle aspirations, and create a personalised plan tailored to ensure your golden years are truly fulfilling. By considering every aspect of your lifestyle, including financial protection, medical coverage, and critical illness support, you can Be A-Z Ready for Tomorrow. So, let's get started on envisioning your future, and let us help you bring it to life.

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  Step 1: Visualise your dream lifestyle after work
• Before diving into the details, it's crucial to have a clear vision of the lifestyle you desire. In the first step, you can estimate the cost of your current needs, such as your preferred living style, mode of transportation, shopping habits, and travel preferences. Next, you'll assess your future expectations by determining your ideal age to stop working, expected monthly expenses, and the number of years you wish to enjoy your golden years.
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  By understanding both your present and future needs at each stage of life, you'll be more equipped to confidently plan for your future, ensuring that you have everything you need, even in the face of challenges like inflation and medical expenses.

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  Step 2: Evaluate your future plan
• Once you've visualised your future lifestyle, it's time to go over your plan. The Allianz Future Planner enables you to assess your financial readiness for your desired lifestyle in your golden years. By considering factors such as your current savings, future lifestyle, estimated future expenses, and expected sources of income during your golden years, our planner determines how far along you are in your journey and recommends the types of protection and support you need to achieve your dream lifestyles after work.
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  By evaluating your plan, you'll gain insight into your progress and identify the necessary steps to take to realise your future plans.

Step 3: Embrace the full spectrum of planning for your golden years

A common misconception when planning for the future is focusing solely on finances. However, achieving your dream lifestyle is about more than just accumulating wealth – it encompasses your overall protection, lifestyle, and support. That's why the Allianz Future Planner takes a holistic approach by considering four essential pillars to create a well-rounded and fulfilling future plan:

• Finances: Assess your current financial situation and determine how much you need to save for future.
• Protection: Identify potential risks during your golden years and take steps to protect yourself, such as obtaining insurance for health and assets. By protecting your future  and loved ones with medical and critical illness insurance, you can rest easy in case of unforeseen events.
• Lifestyle: Define your ideal future lifestyle and take action to achieve it, including exploring different options and making necessary adjustments.
• Support: Determine the support you'll need during your golden years such as medical assistance, and explore different care options to meet your needs.

By taking into account these four pillars, you'll be well prepared to create a balanced and secure future plan that grants you peace of mind in any situation.

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• Step 4: Protect your dream
• After evaluating your future plan and understanding the significance of the four pillars, it's important to keep updating your vision board as you progress through different stages of life. This ensures that your goals remain aligned with your current needs and desired lifestyle.
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  With the Allianz Future Planner, you’ll be able to visualise three different lifestyles: Basic, Modest, and Premium. Each lifestyle option allows you to envision the kind of future you desire and set realistic goals. You can estimate your approximate monthly expenditure and the corresponding financial requirements for maintaining each lifestyle, which lets you plan effectively for the future of your dreams, whether you envision a basic lifestyle that adequately covers your needs, a modest one that allows for an occasional indulgence, or a luxurious existence free from any financial concerns.
  
  
• Allianz offers a wide range of protection plans designed to safeguard your future, giving you the reassurance that you're prepared for unexpected events. By choosing the right protection plan, you can ensure that your future will be a time of stability and enjoyment.
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  Your golden years should be a chapter filled with exciting opportunities and boundless possibilities. With the help of the Allianz Future Planner and our comprehensive range of products, you can transform your future vision into a tangible reality. Be A-Z Ready for Tomorrow and let's embark on this journey together to achieve your goals with the help of the our Allianz Future Planner.